It is rare that someone works in the same job for the same employer and be a member of the same pension scheme during their entire working life. During this time, they may well accumulate a number of different pension plans which are often left unattended once they switch to a new plan.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.
The potential for growth of their pension funds could then be limited for a number of reasons. By reviewing and assessing each of these, there may be good reasons to consolidate them or there may be good reasons to leave them where they are. Either way, it will cost nothing to have them reviewed by our specialist financial adviser who can guide you through the process and answer any questions you may have.